Sunday, 6 January 2013

The Application Process For Loans In Singapore

By Mavic Huber


When it comes with the simplicity applying for private loan, the Merlion City is number one. Anybody can apply for loans in Singapore. And everybody means everybody, Singapore citizens and foreigners as well. The procedure is comparatively the same, it's just the required requirements that are different.

It's simple to grasp granting loans to citizens but to foreigners? Particularly foreigners who are working in Singapore? The rank and file, not the business enterprise bosses and CEOs. The main reason is money lenders in Singapore truly value trust above anything else. They know that people are responsible, are dependable, and won't run from any sort of responsibility. This basic premise is what makes loan application in Singapore quite simple.

The application process for Payday Loan and Personal Loan is quite simple and short. Truth is, it's as easy as 3 steps. One, apply for loan. Two, submit all the documents needed. And three, wait for the approval. After these there simple steps you could now get your money. Accomplishing this is as simple as that. For Singaporean citizens, they are required to submit income taxation statements, CPF statements, most recent payslips and proof of billing from their cell phone provider. For foreigners applicants they have to submit a few more documents. Apart from the PUB billing statements and standard payslips, these documents are also needed.

1. Employment ID 2. Passport 3. The Letter Of Appointment From An Employer 4. 6 Months Of Bank Statements 5. Rental Contract.

After these requirements have been submitted, all one needs to do would be to wait for the approval of his loans. Basically, this takes a number of days but not over a week's time, and it's relatively fast in contrast to other countries.

Application process for the loan is made easy as well. There are a variety of ways for an individual to also apply for loans. It's possible to apply face to face but what's becoming prevalent today is online application.




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