If you're a debit card user, you know your PIN by heart. It's not unlike walking or breathing; simply put, it comes naturally to you. How do you know that your personal identification number is the perfect one, though? Did you know that there are ways you can find the perfect PIN that you can remember without others discovering? Here are 4 of the most useful financial tips that Robert Jain will be able to provide.
To start off, you should select a PIN that is relatively complex. You don't want to go with a number that's difficult to remember, of course, but it's equally important for it to be easy to recall whenever you're shopping. Needless to say, "1234" is not going to be a suitable PIN. Create one that you know will be less likely to be figured out. This is just one of many pieces of financial advice that names such as Bob Jain can offer.
Next, you should consider creating a PIN based on a word of importance to you. If you look at the keypad on your phone, you'll see that letters correspond to different numbers. When dialing "pork," for example, it would translate to "7675." This is just one example, of course, but you'd be surprised by how easily it is to remember a PIN when you have a word of importance that you can work from.
Once you have the perfect PIN decided, don't let anyone know what it is. Your PIN should be yours, and yours alone, to know and no one else should be privy to it. Even if the person you're sharing this information with is trusted, like a parent or sibling, you'd be wise to keep it to yourself anyway. When it comes to your finances, no matter how much money you have in your bank, there's no such thing as being too careful.
Finally, if you're going to choose the right PIN, you might also want to change it every few years or so. This isn't much different from a password for your email account, as you'll want to switch it up in order to keep it from being hacked into. Once again, your new PIN should be easily remembered while still being complex enough so it's not easily discovered. For financial newbies and experts alike, this is one of the most important steps you can take.
To start off, you should select a PIN that is relatively complex. You don't want to go with a number that's difficult to remember, of course, but it's equally important for it to be easy to recall whenever you're shopping. Needless to say, "1234" is not going to be a suitable PIN. Create one that you know will be less likely to be figured out. This is just one of many pieces of financial advice that names such as Bob Jain can offer.
Next, you should consider creating a PIN based on a word of importance to you. If you look at the keypad on your phone, you'll see that letters correspond to different numbers. When dialing "pork," for example, it would translate to "7675." This is just one example, of course, but you'd be surprised by how easily it is to remember a PIN when you have a word of importance that you can work from.
Once you have the perfect PIN decided, don't let anyone know what it is. Your PIN should be yours, and yours alone, to know and no one else should be privy to it. Even if the person you're sharing this information with is trusted, like a parent or sibling, you'd be wise to keep it to yourself anyway. When it comes to your finances, no matter how much money you have in your bank, there's no such thing as being too careful.
Finally, if you're going to choose the right PIN, you might also want to change it every few years or so. This isn't much different from a password for your email account, as you'll want to switch it up in order to keep it from being hacked into. Once again, your new PIN should be easily remembered while still being complex enough so it's not easily discovered. For financial newbies and experts alike, this is one of the most important steps you can take.
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