Saturday, 10 May 2014

5 Years From Retirement

By Margarita McDowell


How are you feeling being just 5 years from retirement? Are you smiling and looking forward to retirement living or are you frowning and worried about your retirement years.

For 95% of people (these statistics have been the same for 50 years +), their retirement funds are inadequate to carry on a decent life. Only 5 out of every 100 people have sufficient in their 401k retirement plans. There is a business model whereby you can increase your income in and around what you currently do. That's right you don't have to give up your job right now. But it's not an extra job. The main problem with a job is that it does not offer any leverage. You have to do all the heavy lifting while making somebody else rich. But not in this model. It's a level playing ground and the rules are set up so that you can earn whatever you want. In fact starting today from scratch you can end up earning more than the CEO. Now that doesn't happen in a traditional job or business. And you can do it along with your family. Check out the video at Your First View

So what if you are part of the 95% and are 5 years from retirement? What can you do? It really comes down to 2 areas - increase your income and decrease your spending.

What if you could deal with the manufacturer direct? Well you can. You merely set up an account and you order direct. The goods are sent directly to your home. And the quality? In most cases superior to supermarket sourced goods. Many have patents and are environmentally friendly. Yes you are doing something good for the planet. Check out the store at Switch Shop Save Club.

The other side to having an extra job is that it can play on your health. Working long hours under pressure, can lead to increased stress and less sleep. A lack of sleep can create a whole lot of health issues, including more sick days. Poor sleep and extra days off work because of illness can flag you with your main employer putting you in the spot light to be axed. Is the $4 -$8/hr you get working at Maccas until midnight really worth it?




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